General Finance

Understanding Business Risk and Debt Service Coverage Ratio

DSCR stands for Debt Service Coverage Ratio and is often a figure used by lenders to understand the risk associated with lending to their borrowers. If you’re able to calculate the DSCR for your business, you’ll be able to better understand the terms that some lenders offer you.

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Your Financial Terms Glossary

With so many new lending companies popping up left and right, how are you supposed to know which option is best? We’ve created a list of common terms that you’ll see on websites offering funding for small businesses.

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What does APR mean?

You’ve probably heard terms like APR, interest rate, and flat rate fee thrown around all from different lenders, but what does all of this really mean and how should it be applied most productively as you decide which loan options you’re going to apply for?

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Exploring What FICO Means to People

I wanted to explore FICO and what individuals associate it with just to get a sense of whether people think it’s a scary thing or not. When I went around and spoke to individuals about what a FICO score meant to them, I got a lot of similar responses.

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