About Hatch

Whether you’re just starting to plan or looking to grow, when it comes to your young business, a little line of credit goes a long way. At Hatch, we offer small business owners something that no other lending company does: a fresh start and the benefit of the doubt. We extend a line of credit (up to $5,000) to business owners who are just starting out, without requiring a previous business history or a great credit score.

One part cheerleader, one part cash when you need it, the Hatch team champions you all the way from incubation to rollout. If you’re someone with an idea that can change a life or a community, we’re ready to help you get started. It’s time to Hatch!

Mission and Values

At Hatch, we believe that everyone deserves a little credit. Our mission is to level the playing field by offering lines of credit to small business owners who may not be able to get credit from more traditional sources. We empower our business owners with the tools and support they need to achieve success. Here are some of the values we believe in as a company:

Grow the Pie!

We believe that sweat equity should be recognized and rewarded. Business owners work hard in order to build a better life for themselves and their community. Our goal is to identify those business owners who have the grit and passion to succeed and together, build a better economy for everyone.

Seek First To Understand, Then To Be Understood

We actively strive to understand the person working across from us. We believe that everyone brings something to the table and that it is important to understand their views before we express our own. If we seek to understand first then compromise, empathy and understanding will follow.

It Takes a Village

Capital alone is not enough to start or make a small business successful. Business owners depend on their communities and other businesses for support, advice, and expertise. At Hatch, we try to understand how everyone both internally and externally--contributes to the overall effort. This allows us to move forward together faster.

People are Fallible, Systems Shouldn't Be

Everyone makes mistakes. We want to create a culture where we can own up, resolve, and learn from our mistakes. More important to us than determining culpability or placing blame, is developing systems and processes for improvement. These endure past any one person’s effort, error, and ultimately our own time at Hatch.

Lending Is Not a Permanent Solution

At Hatch, we believe that providing you with credit is only one of the ways to help you start or grow your business. Support and guidance are others. We want to build a long-lasting, successful business alongside you; one that’s aligned with your needs. Sometimes you may need a loan or line of credit, and sometimes you may not--and that’s okay! At Hatch, we want to offer you only the support you want. We will never encourage you to take on unnecessary debt.

The Hatch Batch

It takes a village, and we are grateful to have the following people and investors along for the journey.

Thomson Nguyen

Founder & CEO

James Lee

COO & General Counsel

Michelle Tang

Head of Product and Design

Laurel Coster

Head of Operations and CS

Emily Young

Head of Credit

Tim Wu

Head of Marketing and Partnerships

Bert Friedman

Head of Compliance

Bowei Liu

Software Engineer

Angel Batista

Software Engineer

Dwayne Yuen

Software Engineer

Gregory Inouye

Software Engineer

Frank Martinez

Software Engineer

Parth Padgaonkar

Software Engineer

Andrew Chou

Software Engineer

Rob Trame

Software Engineer

Scott Smith

Infrastructure Engineer

George Wu

Infrastructure Engineer

Melanie Asor

Data Scientist

Umesh Khanna

Product Manager

Paul Ricketts

Product Manager

Alaina Tyrer

Chief of Staff

Alex Bulloch

Operations Manager

Ryan Chavez

Operations Analyst

Eliza Washington

Support Specialist

Diana Helmuth

Support Specialist

Argenis Henriquez

Payments Manager

Brian Davis

Fraud Risk Program Manager

Derek Leung

Strategic Partnerships Manager

Katie Lee

Marketing Manager

Hatch Media Kit

For press or media inquiries, please contact hello@hatchcard.com

Download Media Kit


Socii Capital

It's Time to Hatch!

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